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You can apply for a loan through our website, or you can visit our near branch.

You can apply for a loan through our website, or you can visit our near branch.

Photograph, Application Form, Identification Proof, Address Proof, Income proof (If available), Property Documents.

Photograph, Application Form, Identification Proof, Address Proof, Income proof (If available), Property Documents.

For home loans, the property to be purchased itself becomes the security and is mortgaged to the lending institution till the entire loan is repaid.

For home loans, the property to be purchased itself becomes the security and is mortgaged to the lending institution till the entire loan is repaid.

We have dedicated Hub-Managers at all branches. You can get in touch with your Hub Manager if you have any queries about our products and/or services or in case of any issues regarding our loan application or approval process. You can also contact our Customer Care Number, which is available on our website.

Yes, co-applicant is required for taking a loan.

EMI means Equated Monthly Installment. It is the amount payable to the lender every month, till the loan is repaid back in full. EMI comprises of Principal and Interest amount. EMI depends on the quantum of the loan, interest rate applicable and the tenure of the loan availed..

Customer can pay their dues by the following online payment modes: ECS/ACH/Electronic Transfer/Fund Transfer/NEFT/RTGS/Net Banking/Debit Card/UPI/UPI QR code.

Yes, foreclosure charges/pre-payment penalty would be applicable on the loan basis the Pre-payment clause as mentioned in the loan agreement executed between the borrower and lending institute.

You will receive the original documents within 14 days from the date of closure of loan.

Yes. You are eligible for tax benefits on the principal and interest components of your Home Loan under the Income Tax Act, 1961. As the benefits could vary each year, please do check with our Loan Counselor about the tax benefits which you could avail on your loan.

• Home Purchase Loan: It is the most common type of loan taken for purchasing a new residential property or an old house from its previous owner. • Home Improvement Loan: Home improvement loans are given for executing repair and renovation work at home. • Home Construction Loan: These loans are sanctioned to construct a house on a piece of land you have already purchased. The loan approval and application process for these loans is somewhat different from the other commonly available home loans. • Home Extension Loan: Home extension loans are offered for expanding or extending an existing house. To cite a few examples, addition of an extra room, a floor etc. • Land Purchase Loan: This type of loan is granted for the purchase of a plot of land for both residential or investment purposes. • Balance Transfer Loan: These loans are availed to transfer one's home loan from one bank to another. It is usually done to repay the remaining amount of loan at lower interest rates or when a customer is unhappy with the services provided by his existing home loan provider and wants to switch to a different bank. • Loan against Property (LAP): These loans are given or disbursed against the mortgage of a property.

Immediate family members such as your parents, spouse and children are allowed to be joint borrowers in case of a home loan.

If the interest rate on the loan varies periodically over the loan tenure, then it is called a floating rate home loan.

Fixed rate home loans are offered at a predetermined interest rate during the loan period, and these remain unchanged during the loan period irrespective of market conditions.

Refer to our schedule of charges.